Build now, pay later with Scan Finance.
Buy now pay later...
when you spend only £250 (inc vat) or moreIn association with market leaders Novuna finance , we are one of the very first companies to offer this kind of outstanding deal to our customers. We are now able to give approval decision within a mere 15 minutes.
Finance options
Based on a cash purchase of £1000, 10% deposit and a borrowing of £900.
Buy Now Pay Later (12 Months / 36) 19.9%After a 10% deposit pay nothing for 12 months |
Classic Credit 24 Months 15.9%After a 10% deposit pay £43.57 for 24 months |
Classic Credit 36 Months 15.9%After a 10% deposit pay £31.13 for 36 months |
Classic Credit 48 Months 15.9%After a 10% deposit pay £24.97 for 48 months |
The Buy Now Pay Later scheme (BNPL) is the ideal way to buy your purchases from Scan. With the exception of a 10% deposit, you can purchase and enjoy the benefits of any eligible product or combination of products from our portfolio NOW and make NO payments for 12 months.
How does it work?Provided you settle the full balance (after 10% deposit) before the 12 month deferred period has expired, then no interest charges will be incurred. However, if you choose not to settle within the 12 month deferred period, then you will incur interest. The example below, based on a purchase of £1000.00, explains this: Should you choose to pay the outstanding balance off in full within the deferred period then no interest will be charged, however a £29 settlement fee on a Buy Now Pay Later option will be charged.
Finance Examples
Buy Now Pay Later (12 months)This is a Buy Now Pay Later agreement. Customers will initially only have to pay a 10% deposit, with the original loan amount payable in the 11th month, in order to incur no interest charges.
Goods price | £1000.00 |
Deposit amount | £100.00 |
Loan amount | £900.00 |
Interest rate | 19.9% p.a fixed |
Representative | 19.9% APR |
Total term | 36 months |
Monthly payments | 12 months payment holiday followed by 24 monthly payments of £57.86 |
Cost of finance | £488.52 |
Total amount payable | £1,488.52 |
Please make sure you note the date on the welcome letter at which your deffered period ends, as no further reminder letter will be sent by the finance provider
Low cost classic finance 24 / 36 or 48 monthsFor customers who prefer to opt for a traditional credit package, our Low Cost Classic Finance product offers the ideal solution. Classic Finance is a no nonsense, straight forward, interest bearing personal loan which allows you to spread the cost of your purchase over 24, 36 or 48 equal monthly payments, at a low APR of 15.9% on all balances above £250.00
Classic credit 24 months 15.9% example
Goods price | £1000.00 |
Deposit amount | £100.00 |
Loan amount | £900.00 |
Interest rate | 15.9% p.a fixed |
Representative | 15.9% APR |
24 monthly repayments of: | £43.57 |
Cost of finance | £145.68 |
Total amount payable | £1,145.68 |
We are licensed credit brokers. Credit is subject to status and written quotations are available on request.
Scan Computers International Ltd is a Credit Broker t/a Scan, 25-28 Enterprise Park, Middlebrook, Horwich, Bolton, BL6 6PE.
Credit is provided by PayPal Credit and Novuna Finance.
Both Scan Computers International Ltd and our lenders are authorised and regulated by the Financial Conduct Authority.
PayPal Credit is a trading name of PayPal (Europe) S.à.r.l. et Cie, S.C.A., 22-24 Boulevard Royal L-2449, Luxembourg.