Buy your next gaming PC or workstation on Finance

Finance Available on All 3XS Gaming PCs, spread the cost from as little as £19.99 a month.

3xs systems finance

How to finance your 3XS Gaming PC

Whether your existing system has just failed in the middle of gaming session or important project causing you to miss a deadline, financing a 3XS System offers the ability to get that new PC, laptop or workstation now, and offset the costs over several years - subject to approval.

Spread the Cost

We provide two options to finance the cost of your new 3XS System, Scan Finance and PayPal Credit, both of which offer 0% interest options.

Financing a 3XS System this way can cost as little as £19.99 a month.

Look out for the Scan Finance and PayPal Credit options in the basket at checkout, to see the specific payment plan details for specific configurations.


PayPal Credit
Spread the cost of your 3XS System for up to 48 months with PayPal Credit.

PayPal Credit is a virtual credit card. Think of it as a credit limit to your PayPal account which you can use to purchase a 3XS System.

Click on the FAQ below to learn more about PayPal Credit and see the available offers.

Spread the cost of your 3XS System for up to 48 months with Scan Finance.

With Scan Finance you pay a small deposit up front and the remaining value of the agreement spread out over up to 48 months.

Click on the FAQ below to learn more about Scan Finance and see the available offers.

PayPal Credit


What credit offers are available?

0% for 4 months offer

0% interest for 4 months is available on single transactions of £99.00 or more. This means when you spend more than £99.00 in one shopping basket, you’ll benefit from the offer and won’t be charged any interest on that transaction for 4 months after purchase. This applies automatically to any purchase made using PayPal Credit in excess of this value, except those to which another promotional offer (such as an installment offer) applies. You can use this offer as many times as you like as long as you have an available credit limit.

While no interest is charged, any balance subject to a 0% for 4 months offer will be included in the calculation of your minimum repayment amount.

Any remaining balance due after the 4-month promotional period will be charged at 21.9% p.a. (variable). If you fail to make minimum repayments on time or in certain other circumstances, PayPal may remove your offer. Please see the Credit Agreement for more details.

Fixed payments for up to 48 months with PayPal Credit

If your basket is eligible, a selection of instalment offers will be displayed enabling you to spread the cost of your purchase across a number of monthly payments. Scan instalment purchases qualify for 0% or 14.9% p.a, for the length of the selected instalment plan.

With instalment offers from PayPal Credit you get:

  • Regular monthly payments – you pay the same amount each month to help you plan better
  • A credit limit linked with your PayPal account that makes it easier to buy everything you need

* Minimum spend for Fixed payment options:

  • 12 Months - £99
  • 24 Months - £199
  • 36 Months - £499
  • 48 Months - £999

How do I apply?

Applying for PayPal Credit is easy. Just click on the PayPal Credit button on our checkout page. A selection of instalment offers will be displayed, enabling you to spread the cost of your purchase across a number of payments.

The application form takes minutes to complete. PayPal will then run a credit check and, if approved, you'll have a credit limit linked to your PayPal account as soon as you accept your Credit Agreement.

You can use the credit limit granted to pay for today's purchase and future purchases at thousands of online stores where PayPal is accepted, up to your credit limit.

Do I need to reapply if I already have PayPal Credit?

If you already have PayPal Credit, you can take advantage of these offers without having to reapply as long as you have enough available credit limit. Just select one of available instalment offers and check out with PayPal Credit.

Do I need to have a PayPal account?

Yes, however if you don’t have a PayPal account, you can create one as part of the PayPal Credit application.

Signing up for a PayPal account is free and easy; all you need to do is provide your email address, create a password and accept PayPal’s User Agreement.

I do not see PayPal Credit as a payment option?

For PayPal Credit to show as a payment option, you will need to ensure that the items in your basket are eligible for PayPal Credit and that you have a minimum spend of £99 within your basket.

What do I do if I am unsuccessful in applying for PayPal Credit?

If you have been declined for PayPal Credit, PayPal will send you more information about why your application was unsuccessful. You can still use PayPal to complete your purchase.

What happens if I want to return the item I bought using my PayPal Credit?

Just return your purchase as normal and the money will be refunded to your PayPal Credit account.

What is the cost of PayPal Credit outside of instalment offers?

The Representative Example below shows the typical costs of using a PayPal Credit limit, not including instalments or other offers.

Representative Example:


21.9% APR (variable)

Purchase interest rate

21.9% p.a. (variable)

Assumed Credit limit


Subject to status. T&Cs apply. UK residents only.Scan Computers International Ltd acts as a broker and offers credit from PayPal Credit. PayPal Credit is a trading name of PayPal (Europe) S.à.r.l. et Cie, S.C.A., 22-24 Boulevard Royal L-2449, Luxembourg.


Buy now pay later, when you spend only £250 (inc vat) or moreIn association with market leaders Novuna finance , we are one of the very first companies to offer this kind of outstanding deal to our customers. We are now able to give approval decision within a mere 15 minutes.

Finance options

Based on a cash purchase of £1000, 10% deposit and a borrowing of £900.

Buy Now Pay Later (12 Months / 36) 19.9%

After a 10% deposit pay nothing for 12 months

Classic Credit 24 Months 15.9%

After a 10% deposit pay £43.57 for 24 months

Classic Credit 36 Months 15.9%

After a 10% deposit pay £31.13 for 36 months

Classic Credit 48 Months 15.9%

After a 10% deposit pay £24.97 for 48 months

The Buy Now Pay Later scheme (BNPL) is the ideal way to buy your purchases from Scan. With the exception of a 10% deposit, you can purchase and enjoy the benefits of any eligible product or combination of products from our portfolio NOW and make NO payments for 12 months.

How does it work?Provided you settle the full balance (after 10% deposit) before the 12 month deferred period has expired, then no interest charges will be incurred. However, if you choose not to settle within the 12 month deferred period, then you will incur interest. The example below, based on a purchase of £1000.00, explains this: Should you choose to pay the outstanding balance off in full within the deferred period then no interest will be charged, however a £29 settlement fee on a Buy Now Pay Later option will be charged.

Finance Examples

Buy Now Pay Later (12 months)This is a Buy Now Pay Later agreement. Customers will initially only have to pay a 10% deposit, with the original loan amount payable in the 11th month, in order to incur no interest charges.

Goods price £1000.00
Deposit amount £100.00
Loan amount £900.00
Interest rate 19.9% p.a fixed
Representative 19.9% APR
Total term 36 months
Monthly payments 12 months payment holiday followed by 24 monthly payments of £57.86
Cost of finance £488.52
Total amount payable £1,488.52

Please make sure you note the date on the welcome letter at which your deffered period ends, as no further reminder letter will be sent by the finance provider

Low cost classic finance 24 / 36 or 48 monthsFor customers who prefer to opt for a traditional credit package, our Low Cost Classic Finance product offers the ideal solution. Classic Finance is a no nonsense, straight forward, interest bearing personal loan which allows you to spread the cost of your purchase over 24, 36 or 48 equal monthly payments, at a low APR of 15.9% on all balances above £250.00

Classic credit 24 months 15.9% example

Goods price £1000.00
Deposit amount £100.00
Loan amount £900.00
Interest rate 15.9% p.a fixed
Representative 15.9% APR
24 monthly repayments of: £43.57
Cost of finance £145.68
Total amount payable £1,145.68

We are licensed credit brokers. Credit is subject to status and written quotations are available on request.

Frequently Asked Questions

What is financing? are committed to offering the very best products money can buy with the most convenient ways of paying for your goods. Financing is a convenient way of purchasing your goods with a minimum outlay and spreading the cost over a period of time that is convenient to you.

Who is eligible? To apply for financing you must be aged 18 and over, work at least 16 hours a week or disabled/retired with an income. Homemakers are not excluded either and can apply under their own names but we will require their spouses employment details. You must also be a resident of the UK and have lived here for at least 3 years.

Who is this available for? Scan finance is available to retail customers only.

How can I apply? Applying for financing couldn't be easier or more convenient. After you have selected your purchases, all that is required is to fill out a simple on-line application form and we will do the rest.

What Do I Need To Apply? To apply for finance you must meet the following criteria:

  • You must be over 18 years of age.
  • You must be a UK resident with at least 3 years continual address history.
  • You must be in full time employment, unless retired or a house person with a spouse in full time employment.
  • You must have a UK bank account capable of accepting Direct Debits.
  • You must have a valid Debit or Credit card registered in your name and to the home address on the application form in order to pay your deposit.
  • How much can I borrow? When checking out, just complete the easy online application form that you’ll receive from Novuna Finance and you can be approved instantly for up to £25,000 to allow you to make the purchase you’ve been dreaming of, and pay for it in easy manageable instalments.

    Is a deposit required? Yes, a minimum 10% deposit will need to be paid upon acceptance on all finance options.

    When will I know if my application for financing has been approved? An instant decision will be given online whether or not your application for credit has been approved.

    Once my application has been approved, what happens next? Once your application for finance has been approved we will release your goods for shipment immediately. Typically the first payment will be due one month after the delivery of your goods.

    Can I ask for my purchases to be delivered to my work address? To safeguard against fraudulent applications, we can only deliver to your home address. However, for a small surcharge, we can arrange for your goods to be delivered on a Saturday morning if that is more convenient for you.

    Are there any additional charges? No, there is no fee on application other than a settlement fee that applies to Buy Now Pay Later option only

    How are my monthly payments made? All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the delivery of your goods, subsequent monthly payments will be due every month for the length of your agreement.

    What type of goods can I buy on Finance? Anything on our website. Please remember that the minimum order value for finance is £250(inc vat)

    Can I pay off my loan early? You can settle your loan agreement at any time. Simply contact Novuna Finance and they will calculate and send you your settlement figure. Your settlement figure and date are calculated in line with the Consumer Credit Act.

    Who provides the finance ? Consumer credit service provided by Novuna Retail Finance. Novuna Retail Finance is licensed by The Office of Fair Trading (Consumer Credit Licence: 704348).

    Scan Computers International Ltd is a Credit Broker t/a Scan, 25-28 Enterprise Park, Middlebrook, Horwich, Bolton, BL6 6PE. Credit is provided by PayPal Credit and Novuna Finance.
    Both Scan Computers International Ltd and our lenders are authorised and regulated by the Financial Conduct Authority. PayPal Credit is a trading name of PayPal (Europe) S.à.r.l. et Cie, S.C.A., 22-24 Boulevard Royal L-2449, Luxembourg.

    *When paying with PayPal credit. Minimum spend required, terms and conditions apply.

    Configure your own 3XS System
    Discover the range of award-winning PCs, laptops and workstations - now available with Windows 11
    Configure your very own 3xs pc system

    Shop for your 3XS PC, laptop or workstation now

    Choose from our expertly crafted pre-configured PCs or customise your own with our 3XS Configurator

    Enhanced experience Gaming PCs

    scan 3xs home pcs

    Essential PCs for everyday tasks

    scan 3xs pro gaming

    Workstations for Graphics applications

    scan 3xs pro graphics

    Audio production Workstations

    scan 3xs pro audio

    Video production Workstations

    scan 3xs pro video