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Get your goods
but don’t pay for up to three months!

Use Afford It Now to get your goods NOW
but spread the payments over 12 months!

What is AffordItNow? How Does it Work? You're in control?
AffordItNow offers a flexible, safe loan so you can get your goods now and pay for them later. Just apply. You choose the terms. Receive a decision and complete your transaction in seconds. It’s easy using AffordItNow. Apply for a loan, receive a decision and complete your transaction in just minutes. You don’t need to start making payments for up to 3 months and can take up to a year to re-pay. All for a low fee of £9.99. With AffordItNow, you set the terms of the loan that best match your budget. Just decide how much to borrow, when you want to make your first payment and your repayment terms.
Finance example when you spend £400.00
Total Purchase Price: £400.00
Monthly Payments: 9 x monthly payments of £47.02
Final Payment 1 x final payment of £47.01 (10 payments in total)
Interest rate: The APR will be 36.1%
Today you pay a minimum deposit of 0%, plus a £9.99 service fee payable by credit or debit card.
Total interest & fees: £80.18
Total amount repayable: £480.18

• What is AffordItNow?

AffordItNow offers a flexible, safe loan so you can get your goods now and pay for them later.
You can use AffordItNow for purchases from £100-£1000 and choose the repayment terms that are best suited for you.

• How does AffordItNow work?

It’s easy using AffordItNow. You simply apply for a loan, receive a decision and complete your transaction in just minutes.
You don’t need to start making payments for up to 3 months and can finance up to a year.
With AffordItNow, you can set the terms of the loan that best match your budget. Just decide how much to borrow, when you want to make your first payment and your repayment terms.

• Is there a fee for using AffordItNow?

There is a service fee of £9.99 when you are approved.

• Who provides the finance?

AffordItNow consumer credit service is provided by PayBreak Limited. PayBreak is licensed by The Financial Conduct Authority (Interim Permission No: 0644149).

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