What is financing?
Scan.co.uk are committed to offering the very best products money can buy with the most convenient ways of paying for your goods. Financing is a convenient way of purchasing your goods with a minimum outlay and spreading the cost over a period of time that is convenient to you.
Who is eligible?
To apply for financing you must be aged between 18 and 75, work at least 16 hours a week or disabled/retired with an income. Homemakers are not excluded either and can apply under their own names but we will require their spouses employment details. You must also be a resident of the UK and have lived here for at least 3 years.
Who is this available for ?
Scan finance is available to retail customers only.
How can i apply?
Applying for financing couldn't be easier or more convenient. After you have selected your purchases, all that is required is to fill out a simple on-line application form and we will do the rest.
When will i know if my application for financing has been approved?
In the majority of cases, we can provide you with a decision within a matter of minutes. Should you decide to apply outside of our operational hours, Monday to Friday 9am - 8pm, Saturday 9am - 6pm & Sunday 10am - 5pm, we will endeavour to provide you with a response the next working day.
Once my application has been approved, what happens next?
Firstly, as soon as your application has been approved, we will send you an email confirming your approval. The email will contain instructions on how you can download your credit agreement so you can print it. Alternativly, We can send you an agreement, along with our terms and conditions in the post. Once you have signed and returned the agreement, we will release your goods for shipment immediately.
Can i ask for my purchases to be delivered to my work address?
To safeguard against fraudulent applications, we can only deliver to your home address. However, for a small surcharge, we can arrange for your goods to be delivered on a Saturday morning if that is more convenient for you.
What if i require any further assistance?
For any further information you may require on the finance related part of your application, we have set-up a Scan Finance help-line for your convenience. This help-line is manned Monday to Friday 9am - 5pm. Please call 02920 468 900. Calls are charged at national rate.
Are there any additional charges?
If your application is accepted an arrangement fee will be applied. Charges are as follows:
Why is there a V-12 administration charge?
V12 apply this charge to cover the costs incurred during the application process. The charge is only payable on acceptance of an agreement and should your payment not be authorised, you will not be charged.
What does the admin charge cover?
When processing applications, the admin charge goes towards the cost of administration of the finance order. This includes doing a credit search and the handling and posting of the agreement documents.
